The Experian Credit Reporting AgencyThe Experian credit reporting agency is one of the leader in Credit monitoring and consumer risk monitoring business space. It's global reach and good hold on information management system with home grown decision making and Analytical tools helps global clients around the world.
The Experian product services help business in mitigating credit risk, fraud prevention and providing insight to consumer files. Credit reporting and Credit scoring is a well established model by credit bureaus to award credit score to consumers based on their creditworthiness. The same credit reporting and credit score model is used by lenders in awarding the credits to worthy consumers.
The credit report provides historical information on a consumers such as bill payment history, current loans, available credit and any negative remarks on consumer file etc. The report also provides on person's profession, where he works, past residence or any public records. The company imparts decision making software on million of million transactional data to prop up good consumer data for businesses to invest and earn high benefits.
There are three consumer reporting agencies (CRA) in America constantly monitoring consumer actions and documenting on them consumer files. The business goal of CRA is to document consumer information and then sell it to lenders or creditors for lending money to customers. They also sell information to employers and other business which require a insight to your credit file before making a decision. However in this blog post I am only going to list informative facts and details about the Experian Credit Agency
About Experian Credit BureauThe Experian is a global leader in providing credit information on consumers to business, and lenders. The proprietary knowledge base help Experian to manage credit information about consumers, then analyze, verify, and score each consumer on creditworthiness scale. There work on consumer files help business across globe in building sound economies and lowering the financial risks. The Experian services help consumers to understand Credit reports 101 and be knowledgeable about what factors improve creditworthiness. The business services from Experian help businesses around the worked on mitigating fraud detection, credit risk and providing good consumer data for the investment
Experian Company Facts
|Origin (Founded)||Year 1996|
|Industry||Consumer Information Management, Risk Management, Business Services|
|Headquarters(Address)|| Experian plc, Newenham House, Northern Cross, Malahide Road
Dublin 17, Ireland
|Phone|| T +353 (0) 1 846 9100
F +353 (0) 1 846 9150
|Product & Services||Business services, Information service|
|Newsroom||More information on company|
|Credit Reports||Experian Credit Report link|
Being new in Credit monitoring and Credit risk business Experian has made good preogress to establish it self as leader in credit reporting business. Today Experian is considered a recognizable name in credit monitoring and risk and fraud detection business. The global clients depend upon Experian consumer info to evaluate the customers creditworthiness and same time minimize credit risk and prevent credit fraud. The current business structure is divided into two categories Such as "Personal Information Management", and "Business Information System".
- Personal Information Management
- Credit Reporting & Services
- Credit Monitoring Services
- Credit Score Services
- Identity Theft Protection
- Business Information System
- Consumer Acquisition
- Customer Management
- Risk Management
- Business Fraud Management
- Debt Recovery
- Consulting Services
- Regulatory Compliance
- Decision Analytics
- Marketing Services
Consumers also visit Experian to check on their credit reports. Either they need credit report for their understanding, or fixing errors on credit report. Going through credit report helps consumers to understand what factors increase or decrease the chances of being attractive to lenders for any kind of credit request. Learn more on credit report and how to get one from Experian. All About Experian Credit Reporting Agency