Friday, December 19, 2014

Apply online Discover Credit Cards

Discover Credit Cards offer 2015 - Search , Compare an Apply online

I will be reviewing all Discover credit card offers for the year 2015. My review is focused on low interest rate , balance transfer and other incentive programs such as earning points, cash back and reward programs. I also will be focusing on fine prints which consumers doesn't read or is so fine written that consumer looses the appetite to read document fully.

Discover Credit Cards for 2015

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Discover Credit Cards   Features Apply Online
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  • Earn 5% cash back in categories that change throughout the year, like gas, restaurants and more, up to the quarterly maximum.
    • Gas & Ground Transportation - Jan - Mar 2015
    • Food & Fun - Apr - Jun 2015
    • Summer spruce Up & More - Jul - Sep 2015
    • Holiday Shopping Oct - Dec 2015
  • Earn 1% cash back automatically on all other purchases you make, with no limits.
  •   Redeem any reward any time. $1 Cash back = $1.
  • Use rewards to pay for your purchases
  • Discover provides free credit score along with your monthly statement.
  • Good Fraud protection Program
  • Good customer support service for US consumers.
  • Rate Terms & Conditions
    • APR for purchases - 0% intro APR for 14 months from date of account opening

      After the intro APR expires, new APR will be anything between 10.99% to 22.99%. The new rate is based upon creditworthiness. This APR will vary with the market based on the Prime Rate.
    • Balance Transfer APR - 0% intro APR for 14 months from date of first transfer, for transfers under this offer that post to your account by March 10, 2015.

      After the intro APR expires, new APR will be anything between 10.99% to 22.99%. The new rate is based upon creditworthiness. This APR will vary with the market based on the Prime Rate.
    • Cash Advance APR - 24.99
    • Penalty APR when it applies - NONE
    • Avoid paying Interest - Pay your minimum due or bill payment prior to due date avoid the interest charges.
Read more on Terms & Conditions
Apply Now!

on Discover secure line

to get Discover rewards card

More on Discover card benefits

The discover card comes with good fraud protection program and monitoring system. If your card is lost or stolen the new card will be shipped through overnight system. You are also not responsible for the fraud charges put on your card. Apart from 5%, 1% cash backs on selected calendar events and regular purchases the reward point can be maximized by shopping on discover partner network. Another benefit to use Discover card is to use rewards point to shop at Amazon network.


The last thing I want to add is to educate yourself on creditworthiness, it is important to understand and know your credit score. your credit score is gateway to get a good credit cards. If you know your credit score then you know what type of credit cards you should look for. Now you know the details about Discover reward card, read, compare, and apply online securely.

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